Despite Slavery… Despite Jim Crow… Despite Donald Trump… The Hearts Of Black Women Have Been Shouting…”NO! I DON’T YIELD!!!” Congresswoman Maxine Waters Just Reminded Congressman Mike Kelly’s Ass Of This Fact…On The House Floor.

You know what???  It makes no difference that it’s 2018 when you are dealing with evil…racist hearts.   The passing of time…means no never mind…when a heart is  steeped in hate.  1818…2018…what is the difference to them???  And, last week on the House floor…this shit played out between Congresswoman Maxine  Waters & Congressman Mike Kelly.

Let’s break it down…

Back in March of 2013,  a bulletin was released by the Consumer Financial Protection Bureau to provide “guidance” on auto lending…in an effort to alert & guide “indirect auto lenders” …on how to address fair lending risk.  Why???  Many times when a person goes to an auto dealer to buy a vehicle…the auto dealership will contact a 3rd party lender to provide the auto loan to the person trying to buy the vehicle.  Well…  In this wheeling & dealing…the 3rd party lender (called “Indirect auto lenders”) often allow the dealer to charge the consumer an interest rate that will cost more for the consumer than the rate the lender gave the dealer.   In other words, the auto dealer will also be able to make money off the loan you got…through the higher interest rate you have been charged.  How?  The “indirect auto lender” shares part of the higher interest rate “revenue”…with the auto dealer.  I tell you…these bastards get you coming & going.  Now…

According to Consumer Finance.gov… “Lender policies that provide dealers with this type of discretion increase the risk of pricing disparities among consumers based on race, national origin, and potentially other prohibited bases. Research indicates that markup practices may lead to African Americans and Hispanics being charged higher markups than other, similarly situated, white consumers.”  Now, it is illegal, under the Equal Credit Opportunity Act (ECOA) for a creditor to discriminate in any aspect of a credit transaction on prohibited bases including race, color, religion, national origin, sex, marital status, and age.  Again, the Consumer Financial Protection Bureau’s bulletin provided guidance to “indirect auto lenders”…on ways to comply with the ECOA anti-discrimination laws regarding disparate interest rate mark-ups.   Now…

Let’s fast forward to last week…in Congress.   Republicans in Congress, on the House Committee on Financial Services…put forth a resolution that sought to repeal the Consumer Financial Protection Bureau’s 2013 auto lending guidance…that I just told you about.  Last Tuesday…there was House floor debate on the Republicans proposed repeal.  Soooo…  In steps Congresswoman, Maxine Waters, (Dem.-California) Ranking Member of the Committee on Financial Services…to speak against the repeal.  She has the floor… and is making her case for why the auto lending guidance should “not” be repealed.  O.k…

In her remarks against the repeal, Congresswoman Maxine Waters states in part…

This is a market where discriminatory practices have been well documented. Since its establishment, the Consumer Bureau has levied more than $140 million in fines and penalties against lenders for engaging in discriminatory auto lending practices. Just this January, an investigation by the National Fair Housing Alliance found that 62 percent of the time, high qualified minority borrowers seeking purchase and financing options for a car received more costly pricing options than less qualified white borrowers received for the same vehicle. According to the same report, less qualified white borrowers were presented with more financing options 75 percent of the time.

The guidance issued by the Consumer Bureau simply clarified that indirect auto lenders would be held accountable for violations of the Equal Credit Opportunity Act, or ECOA, if they took part in discriminatory practices in the pricing of auto loans. Under ECOA, it is illegal for a creditor or lender to discriminate against a person because of race, color, religion, national origin, sex, marital status, age, or receipt of income from any public assistance program. So the issuance of this guidance, which also provided a number of steps to indirect auto lenders that they could use to ensure that they were in compliance with the law, was a commonsense action that has both protected borrowers from unfair practices, and helped lenders stay on the right side of the law.”

Now…  After Congresswoman Waters  delivered her remarks, RepublicanCongressman Mike Kelly (R. -Pennsylvania) decided he was going to shut her down.  Now…   In addressing Congresswoman Waters directly, Kelly violated protocol…by not addressing his remarks to the Republican Chair Tom McClintock (R.-CA, 4th district). And, to add insult to injury…his ass was nasty in how he carried it.  Congressman Kelly remarked as follows…

We’re trying to make America great every day and every way and the best way to do that is to stop talking about discrimination and start talking about the nation.  We’re coming together as a people in spite of what you say.”

And, for the record…Congressman Kelly has been a staunch supporter of Donald Trump from the jump.  On May 1, 2017, the Washington Examiner reported… “Rep. Mike Kelly is frustrated by his Republican colleagues’ resistance to President Trump.”

Now…

When Kelly rudely addressed Waters…Chairman Tom McClintock should have shut his ass down.  He should have told him…he was out of order.  B-u-u-u-t, he didn’t.  After Kelly had finished saying his peace…THEN…the Chairman told Kelly to address his remarks to him.  Well…  With the Chairman’s failure to intervene…Congresswoman Waters kicked back at Kelly herself.  Now…

When Waters started to respond to Kelly, the Chairman then, cut her off immediately.  He said she needed  to direct her response to him, not…Kelly.  By this time, Congresswoman Waters had…had it.  She in no uncertain terms…let the Chairman and Kelly both know…that she wasn’t putting up with their shit.

Congresswoman Waters responded as follows…

I want you to know that I am more offended as an African-American woman than you will ever be (she was speaking directly to Kelly). And this business about making America great again, it is your president that’s dividing this country and don’t talk to me about the fact that we don’t understand… No, I will not yield, no I will not yield. Don’t tell me we don’t understand, that’s the attitude given toward women time and time again.

Chairman McClintock tried to interrupt her again…but Waters…barreled her train right over his ass.

She continues…

You did not interrupt [Kelly] when he was making those outrageous remarks about him knowing more about discrimination than I know about discrimination. I resent that, and I resent the talk about making America great again.  He’s down here making a speech [about] this dishonorable president of the United States of America… and no I don’t yield (to Kelly), not one second to you. Not one second. Not one second to you.”

Now… Watch it in full force & effect (below)…

So, why did Congressman Kelly lash out at Congresswoman Waters the way he did???  Oh, that’s easy.  His own words…tell his heart.   Remember, he said… “…the best way to make America great again is to “stop” talking about discrimination.”  Think that about this shit.   He is saying to all Americans… “Even if discrimination goes on…I don’t want to hear about it.   Even if discrimination motivates White police officers to unjustifiably kill Black folk…I don’t want to hear about it.  Even if discrimination causes Black folk…Hispanic folk to be treated less than…24/7…I don’t want to hear about it.  So, please, please Black woman…stay in your got damn place! Stop talking about this discrimination shit…because I  don’t want to hear it.”  And…

Why would Congressman Kelly not want to hear about it???  Because he doesn’t give a damn about people of color…being discriminated against.  He doesn’t give a damn about an indirect auto lender charging Black & Hispanic folk higher interest rates than White…solely because of their skin color.  He doesn’t give a damn about people of color…being wrongfully killed because of the color of their skin.  HE JUST DOESN’T CARE!  O.k. tell me this…

Where is the motivation to stop discrimination…if you don’t even want to hear about it going on???  There is none.   You see…   Mike Kelly wants to pretend that his ass…& others like him…aren’t as evil as they are.  He wants us to ignore the fact that this is a racist ass society…which uses systemic discriminatory practices to give unfair advantages to White folk.  Why??? Because his ass benefits from such unfair advantages…as a White male.  So…

Mike Kelly’s attempt to ignore discrimination equates to Mike Kelly condoning discrimination against people of color.  Thus, his actions…his heart…tells me that this bastard is a heartless…racist himself.   For what is the distinction to be made between the one who is discriminating and the one…who condones it???  It all contributes to the inhumane treatment of other human beings…based on race.  Do you think God makes a distinction between Hitler commanding the extermination of Jewish people & the German people who condoned such an extermination???  Of course not!!!   All of them…were evil ass devils…in the sight of God.  Now…

“NO, I don’t yield!” … also echoed from deep within the heart & actions of another…Black woman…

Long…  Long…  Long ago…  OOOOOPS, MY BAD!  It ain’t been that damn long.  Well, anyway…  There lived a woman…who had seen & experienced…the absolute wickedness of an inhumane Nation.   I was born & live in Talbot County, about 18 miles…from where this woman was born & raised…in a neighboring county.   And, only by the grace & mercy of God…I came along about 146 years…after her birth.

This woman…who many call… “Moses”…was born into the system of enslavement that was alive & kicking it’s ass off on Maryland’s Eastern Shore.    While, Harriet Tubman’s exact birth date is unknown (due to no record keeping)…historians guestimate it to be somewhere around…1820.   She grew up in Dorchester County, Maryland…where cruelty & brutality…was exhibited by White folk…as easily as they said “hello.”  Where failing to dust furniture to the pleasing of a White woman…got her whipped, WITH A WHIP…across her body & face.  A whipping which made her “CRY OUT!”…in pain.

In the movie, A Woman Called Moses, based on the life of Harriet Tubman, there is a scene where Harriet Tubman has dressed to go to church.   A White male enslaver takes notice of her dress…and says… “My, aint we fancy today.”  She replies… “Just goin to church Massah.”   He then, proceeds to tell her that he has a special job for her to do & she is the only person who he can count on to do the job properly.  He said he has a wagon load of goods that is about ¼ mile from the weighing station & he has to get the goods to the weighing station by noon time.   She tells him o.k…but, she needs to go and change.  He says… “All you have to do is sit up on the wagon and tell the mule to move…& you’ll be there in no time.  I’ll see you there in 10 minutes.”  Now…

When Harriet gets to the cart…the cart is there…but, no mule.   She says… “Where is the mule…Massah.”  He tells her that the mule must have wandered away and she is going to have to do it herself.   So, he takes the harness and puts it on Harriet, so she can pull the wagon.   When she protest and tells him she can’t pull that wagon, he says… “Sure you can, that mule don’t have nothing on you. Your going to thank me for giving you this opportunity.”  Harriet begins crying and proceeds to try & pull that loaded wagon.  White onlookers…laugh & mock her by shouting things like… “Come on now!  You can do it!  Let’s go!” She actually starts pulling the wagon…while, at times…falling to the ground. Finally, she stops & takes off the harness.   She is filthy…tired…with her dress torn apart.

But, you see…   Harriet did not let any of these cruelties…defeat her.  NO! NO! NO!

Harriet Tubman was motivated…not defeated by these hate-filled hearts.  Their evil pushed her onward.  Onward, to stand up and fight against the ways of an evil ass Nation…time and time again.   And, God blessed her with success time & time, again.   This brave woman led person after person, man…woman & child…to freedom, in the midst of hell.   It is said that she rescued 300 people, in 19 trips.  And, she did it without having the luxury of a vehicle…a cell phone…an army of men.   She bucked the whole got damn system & WON!!!  Why??? Because she “did not yield” to the wickedness of this world.  She “did not yield” to the ungodly morals & laws of this country…which said it is legal to enslave another man.    She “did not yield” to the ungodly people of this country who told her that she was less than…because of the color of her skin.     So…

Exactly what type of spirit did Maxine Waters…manifest…on the floor of the House of Representatives???   And, what manner of spirit…makes it way through swamps, snakes & under the nose of certain death…to freedom…time & time, again???   The Heavenly Father says… “My spirit…child.”  He says… “Mine is a spirit of boundless courage…relentless determination…to do what is right, regardless.”  Regardless, of the consequences…from man.   Be it man…shouting you down…to shut you up.  Be it man…shooting at you…to mow you down.   It is a spirit…that climbs over the evil ways of the world…& runs into the arms of God.   A spirit…that Jesus lived 24/7…when He walked as man.

With a head…bowed low…in submission ONLY to God…I shout… “PRAISE GOD! PRAISE GOD!”

Iris R. Whiting ©

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